Credit Risk Specialist with Spanish Bucharest

Credit Risk Specialist with Spanish
Bucureşti
Bucharest, Bucharest, Romania

Credit Risk Specialist with Spanish

Client Description:

We are seeking a proactive and analytical Credit Risk Specialist to join our client innovative team. In this role, you will be entrusted with the comprehensive analysis of transactions, providing detailed insights and conclusions to inform management decisions. Your expertise will be pivotal in maintaining a strong relationship with our business development team, ensuring the seamless implementation of risk decisions and pricing adjustments.

Your resilience,
- oriented mindset, and a "CAN DO" attitude are essential. You will play a critical role in serving client's target customers, ensuring a high acceptance rate across our portfolio while prioritizing customer satisfaction.

Responsibilities:

Credit Risk Analysis: Propose and collaborate on setting credit limits, utilize modern monitoring techniques, select, and integrate digital data providers, and balance risk with commercial objectives.

Portfolio Management: Actively monitor the client portfolio's credit risk and promptly communicate potential risks.

Policy and Procedure Enhancement: Adapt credit risk management policies to reflect the macroeconomic environment and optimize decisions for
- volume,
- company segments.

Regulatory Compliance: Ensure adherence to credit risk regulations and stay updated on financial regulatory changes.

Market Insight: Monitor market trends and economic conditions, assessing their potential impact on credit risk.

Candidate Profile:

Fluent in English with an advanced level of proficiency.

Strategic and analytical mindset with a knack for synthesis.

Proactive approach to task management.

Extensive knowledge of factoring and B2B credit risk management, embracing the online environment and
- decision volumes.

Deep understanding of KYC and AML protocols, especially in factoring and online settings.

Experience Requirements:

At least 5 years of relevant professional experience.

Proficiency in digital tools and data analysis.

Educational background and international exposure are advantageous.

This role demands a candidate who is not only experienced in navigating the complexities of credit risk but also passionate about leveraging technology to drive financial innovation. If you are ready to contribute to our mission of supporting small businesses, we encourage you to apply.